Lobsterstar Secure Payment Policy

Effective Date: May 9, 2026

Business Entity: Lobsterstar

Owner: Ciarra Ann Mcnutt

At Lobsterstar, we aim to provide a checkout experience that is as smooth and high-performance as the gaming peripherals we sell. To ensure your financial data is protected with the highest level of encryption, we have partnered with PayPal to process all transactions on lobsterstar.com securely and efficiently.

1. Accepted Methods of Payment

We offer a variety of secure payment options through our gateway:

Category	Accepted Payment Options
Digital Wallet	PayPal
Credit Cards	Visa, Mastercard, American Express, Discover
Debit Cards	Visa Debit, Mastercard Debit

2. Secure Transaction Processing

• Encryption: We use SSL (Secure Sockets Layer) technology to protect your data during transmission.
• Payment Gateway: All transactions are “Powered by PayPal.” Lobsterstar does not store your full card numbers or bank details.
• Compliance: Our partners adhere to PCI DSS (Payment Card Industry Data Security Standard) protocols.

3. Payment Verification and Order Authorization

To prevent fraud, all orders undergo a standard verification process:

• Immediate authorization requests are sent to your bank or PayPal upon checkout.
• Our 1-day handling period begins only after payment is fully verified.
• Rarely, a transaction may be flagged for manual review; our team will contact you via email if this happens.

4. Pricing and Currency

• Currency: All prices are in United States Dollars (USD).
• Taxes: Calculated at checkout based on your shipping destination.
• Total Cost: Includes product price, taxes, and the $6.99 flat-rate shipping fee. No hidden “processing” fees.

5. Refunds and Reversals

All refunds are issued back to the original payment method. While we initiate refunds within our 12-day guarantee window, the final appearance of funds depends on your bank or PayPal’s processing times.

6. Troubleshooting Payment Issues

7. Contact Information